Fast, Easy & Secure Soft Credit Check
At Equipments Finance, we understand how important it is to get financing for your next truck without the stress or uncertainty. That’s why we offer a soft credit pull to determine if you qualify—and don’t worry, it won’t affect your credit score.
Our process is simple, fast, and hassle-free, giving you the confidence you need to move forward with your truck financing goals.
How It Works:
Fill Out the Credit Application
It only takes a few minutes to complete the application form. Provide us with some basic details, and we’ll begin the pre-qualification process.
Soft Credit Pull
Once you submit your information, we’ll perform a soft credit check. This step allows us to assess your eligibility—without impacting your credit score.
Qualification Assessment
Based on the soft pull, we’ll determine whether you qualify for financing. If you do, we’ll notify you and proceed with the next step.
Hard Credit Pull & Final Approval
After you pre-qualify, we’ll reach out to confirm your readiness to move forward. We’ll then after conduct a hard credit pull to finalize your eligibility. This will solidify your financing options, and you’ll receive your approval or disqualification, giving you clear next steps.
Why Choose Us?
No Impact on Your Credit Score
The soft pull ensures that your credit score remains intact during the pre-qualification process.
Simple and Quick Process
Fill out the application and get results fast.
No Hidden Fees or Surprises
Our transparent process means no unexpected costs along the way.
No Obligation
Filling out the form and completing the soft pull does not obligate you to move forward with any financing option.
FAQ
Frequently Asked Questions
1. What is a soft credit pull?
A soft credit pull is a quick and non-invasive way of checking your creditworthiness. Unlike a hard credit pull, it doesn’t affect your credit score. It helps us determine if you may qualify for financing without the risk of damaging your score.
Will filling out the application impact my credit score?
No, filling out the application and undergoing the soft credit pull will not impact your credit score. This step is purely for pre-qualification purposes.
What happens after the soft credit pull?
If you qualify based on the soft credit pull, we’ll send you a credit application. Once completed, we’ll perform a hard credit pull to finalize your eligibility and determine your financing options.
How long does the process take?
The soft credit pull and pre-qualification process only takes a few hours to complete. If you qualify, the hard credit pull and approval process may take a little longer, but you will be notified promptly of the outcome.
Is there any obligation after I fill out the application?
There is no obligation after filling out the application. If you don’t qualify or choose not to proceed, there is no penalty. We simply want to help you understand your financing options.
What happens if I don't qualify?
If you don’t qualify based on the soft credit pull, we’ll inform you, and you’re free to explore other financing options without any pressure.
Is my personal information safe?
Yes! We use secure encryption technology to protect your personal information throughout the entire process. Your data is kept confidential.
